Sometimes, business simply doesn’t function ‘as usual’.
Even if you’ve been running your SME successfully for years. Even if your clientele is steady and growing. Even if your product or service is in hot demand.
Because cash is at the core of the day-to-day running of any business. And most often, cash is heavily tied up in operations, in long payment terms and slow paying customers.
But given your immediate payment obligations – the need to pay suppliers, casual wages, fuel, etc – or needing to act fast to secure a business opportunity, the maths just doesn’t add up. A gap exists.
That’s when you may haphazardly arrange a loan – any old loan – without careful thinking.
Or you may start dipping into funds that normally wouldn’t be touched: your allocation of tax payments, your employees’ superannuation money, releasing equity over your family’s own home.
And so on.
That’s how things in perfectly good businesses become… tangled.
Solve cashflow problems – Get working capital and business finance strategy right
Perhaps it’s time to explore new ways of managing business finance. Perhaps it’s time to fix cashflow problems with commercial financing such as short-term loans to ease the strain. But it’s not enough to simply get any old finance. For it to really work, it needs to be the exact right fit.
My name is Sonja Pfitz of PFBS. For over 25 years, I have helped hundreds of Australian businesses just like yours meet complex challenges—optimising their business finances and expertly managing massive changes.
As one of the most experienced women in Australia to specialise in working capital, I get your cash flow problems solved and financial strategies clear. I always look to build a strong, long-lasting relationship to see the entire journey through with you.
No matter who you are or what situation you find yourself in, I am a powerful advocate for your success.
I don’t simply arrange finance, but delve deep into the issues you’re facing to understand the intricacies.
With experience across many industries including manufacturing, wholesale, labour hire, defence, transport, printing and more, I know of the many types of challenges you face.
Nurturing strong relationships is at the core of what I do as I guide you towards your business goals. There is no judgement, there is no sugar-coating. Just honesty and openness and a positive way forward.
Wherever there are issues, I always find considered solutions—sometimes, a series of solutions—to help get you to your goals.
And where possible, I help extricate you from stressful setups—like having your family home tied up directly to your business. Let’s explore the ways to ease the pressure.
Finance Lending—customised and optimised
Let me help you get finance solutions and access to funds with the right financier. Behind each loan or finance facility is a carefully-considered strategy specific to your industry and your business.
Business solutions—tackling complexity systematically
My business advisory service has seen me oversee the complex issues surrounding mergers and acquisitions, steer toward right-sizing businesses, orchestrate and manage boards and undertake strategic planning and implementation.
I will work with you to systematically untangle the complexity and meet the ever-changing compliance requirements.
Where appropriate, I partner with a hand-picked team of some of the best industry professionals, such as corporate accountants, lawyers and valuers to help you achieve your goals.
Australia-wide service, free initial consultation
Regardless of your location, I am available to work closely with you to get customised lending and business solutions to work for your SME.
Take advantage of my vast experience and proven track record and get in touch today.
Your first in-depth, no-obligation consultation is free. No matter where you are in Australia.
And confidentiality is 100% assured. Call (03) 9444 0042 or fill out the contact form to get started today.
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