Geared for your success

With over 25 years of experience helping SME's to find the right financial and business solutions

Who We Are

Take your SME finance and Business Solutions to the Next Level

- Without Risking Your Personal Assets

Take advantage of our vast experience and proven track record and get in touch today. Your first in-depth, no-obligation consultation is free. No matter where you are in Australia. And confidentiality is 100% assured.


Confidential | Your info will not be shared with anybody else


Years of Experience in the Financial Industry


Assisted SME's nationally

What We Offer

Untangle Complex Business Situations

with a Proven - Results Expert by Your Side

Asset Finance

Get the Edge Over Your Competitors by Accessing the Latest Equipment.

  • Plant and Equipment
  • Vehicle

Short-Term Loans

Fast access to a short, sharp loan which helps you pay for your business’s expenses, statutory obligations or to strengthen your overall buying power.

Working Capital

Get Access to Cash Flow the Smart, Savvy Way.

  • Trade & Debtor finance
  • Supply Chain Finance

Business Advisory

  • Working Capital Management
  • Planning & Performance
  • Acquisition & Mergers

Why Choose Us

The Right Finance, the Right Strategy

Few Commercial Female Brokers

Expert Industry Knowledge

Australia-wide Service

Outcome Driven



Lifetime Clients

Nurturing Side

Risk and Operational Management Background

Multiple Industry Award Winner

Case Studies

Unlocking remarkable opportunities with remarkable results

Case Study 1

The Labour Hire Company

Annual Turnover $4,000,000 The Problem: This recruitment firm focuses on placing temporary labour into the traffic management industry....

Case Study 2

Transport & Logistics Company

Annual Turnover $30,000,000 The Problem: This transport & logistics firm had seen its fair share of ups and downs since its inception...

Case Study 3

The Manufacturer Now Wholesaler

Annual Turnover $8,858,000 The Problem: This fourth generation iconic Aussie company has endured the difficulties of the decline in the...

Case Study 4

The Management Buy Out

Annual Turnover $140,000,000 The Problem: This recruitment firm focuses on placing temporary labour into the construction and blue-collar...

Case Study 5

Startup Business

Forecasted Annual Turnover $750,000 The Problem: This start-up wholesale firm was unable to secure traditional funding lines, due to being...

Case Study 6

Renewable Energy Construction Firm

Annual Turnover $10,082,000 The Problem: This renewable energy construction firm started from humble beginnings in 1984. The business...

Case Study 7

The Change Agent

Annual Turnover $10,082,000 The Problem: This firm started in 2006 as a manufacturer but had to reinvent themselves when their industry...

Case Study 8

Where Do You Go When the Bank Says NO?

Annual Turnover $10,000,000 The Problem: This firm started in 2001 as a small but well-known boutique crafted bath and body manufacturer....

Published Articles

These are the prime industries PFBS has worked closely with

especially during the COVID-19 pandemic.

What Our Clients Say

Efficient & Knowledgeable

Sonja is awesome to work with! She help us with our business loans and was quick and efficient and knows her stuff.   We highly recommend Sonja to help with anything finance and look forward to working with her in the future.  K. Hassett (Director – Pedders Rockhampton)

K. Hassett , MD , Pedders Rockhampton

Professional, Caring and Customer Focused

Sonja is just Brilliant, Professional, friendly, caring and customer focused on the correct solution. I recommend your company with so much respect for the way you conduct business. Thank you so much.

Neville Wilson , MD , FDPI Pty Ltd

Passionate Educator & Advisor

Thank you, Sonja, for making my dream come true and getting me into my first home. You educated me the whole way through the process and were patient with me as I was way out of my depth. You explain things in a way that I could understand, you went above and beyond, you made me feel that you were also passionate and could see what I want to achieve with this property.  You’re a true professional. I can not thank you enough.

Bastian Andrews , Dreams Come True

Knowledge is Priceless

Sonja was fantastic to deal with. She is very realistic and on the ball with every aspect of our situation and she considers all avenues to get a positive outcome. Sonja is great at navigating the stress and difficulties when trying to get finance when you own your own business and her up to date knowledge is priceless.

Nick & Fran Forde , Shape Landscape

Very Personal Service that Banks Don’t Provide

Sonja took the time to really look at our business and understand our needs and spoke to us with passion. She gives a very personal service that you don’t receive from the banks.

Kylie Evans , Owner, Trident Group of Companies

Working with Sonja is a Special Experience

Sonja has for years been supporting our own clients at Your Business Angels with financial solutions in often very difficult scenarios so when I decided that I needed finance in these trying times it was only logical that I would turn to Pfitz Financial for Help. Working with Sonja is a special experience. This isn’t someone who fills out forms and hopes she will get a deal for you, this is a professional taking the task personally – like she only works for you. She knows who to go to if the submission needs to be “stump-jumped” and moved to the next credit controller, she is amazingly connected. If you have got to the end of this review and you haven’t called Pfitz Financial- I only have to ask you “why aren’t you on the phone now getting your problem solved?”

Gavin Waring , CEO , Your Business Angels Group & Fresh Numbers Pty Ltd

Best in the Business

Sonja at Pfitz Financial & Business Solutions Pty Ltd is the best in the business , highly recommend her work and services. We at Crew Services Group Australia have utilised Pfitz financial services on many occasions and we are always very satisfied with the outcome. Sonja and her team should be congratulated!

Zlate Angelovski , Director Operations, Crew Services Group Australia

Open & Clear Communication

Sonja at Pfitz financial secured me finance for a new car for myself, after being offered undesirable finance at a dealership I thought I might not be able to get the car I wanted, Sonja was able to work her magic and secure me a great finance rate with a reputable bank. Sonja was very open and clear with communication and I felt very confident I wasn’t walking myself into anything I didn’t want. Sonja went up and beyond what I expected, her industry knowledge is second to none and couldn’t recommend any better if you are after finance or business advise. Thanks Sonja!

Daniel Houlihan

Excellent Outcome

My recent experience with PFBS was them organising new equipment finance for settlement prior to 30/6/2020. Sonja secured an excellent outcome with a major bank, having given me several options. Communication was clear & timely, I felt informed during the process, therefore taking the stress for me out of the transaction, including settlement. I can highly recommend the team at PFBS, am well satisfied.

T. Ahdore

Delivering on What We Wanted

I have found Sonja to be terrific in terms of customer service and delivering on what we have needed. I couldn’t recommend Sonja highly enough! Don’t hesitate to contact her.

Steve Wootten , Managing Director, Dynamic Retail Solutions

Second to None

The knowledge and professional approach in all aspects of finance shown by Sonja at PFBS are second to none. We have had dealings with Sonja for many years and highly recommend her services in all finance requirements as she simply gets the job done right and on time. It is for these reasons we will continue using Sonja for our finance needs into the future.

Tony Vallelonga , Managing Director, Valls Group

Helped Grow our Business

We needed finance solutions and access to funds with products traditional lending providers do not offer. Sonja was able to help us secure credit in order to grow our business. Sonja is a professional who has become our go-to consultant for our business. I actually refuse to work with any financial provider unless Sonja is involved. She is always on our side, with our interests in mind. I 100% recommend Sonja Pfitz and her company and advise anyone wishing to improve or grow their business to contact her.

Robert Bekhazi , Director - Classica Pty Ltd

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Contact Us

in the strictest confidence

    Please fill out and submit the form and we will contact you within 8 business hours.

    (03) 9444 0042 | 0423 657 367
    PO BOX 262, ELTHAM, VIC 3095