Blog

June 6, 2023 | No Comments on Increase in Cash Rate – June 2023

In yesterday’s announcement, the RBA Board decided to increase the Cash Rate target by 25 basis points to 4.10%. Inflation in Australia is still too high, and it will be some time before it is back in the target range. What does this mean for business owners??? This cash rate increase will impact commercial lending. […]

May 8, 2023 | No Comments on Only Use Experienced, Reputable Finance Brokers for your Business Financial Needs

Secure your Business’s Financial Requirements with Experienced, Reputable Finance Brokers. Commercial finance refers to a type of finance used by businesses and corporations to fund their operations, expansion, and other activities.  In Australia, commercial finance options are available through a range of financial institutions, including banks, non-bank lenders, and other specialised finance providers. Some common […]

April 28, 2023 | No Comments on Sonja Pfitz – Appointed to Board for Women’s Commercial Finance Forum

Taking on the role of new executive director of pedagogy and advocacy, Ms Pfitz, will oversee learning, coaching, and member program development. The role will support women in commercial finance to access critical resources to upskill themselves and broaden their expertise. Bringing almost 30 years of experience in the sector, Ms Pfitz also runs her […]

November 9, 2022 | No Comments on Get the Price You Deserve for your Cars & Work Vehicles

It can be very time-consuming and frustrating to transact with dealers when trading in your car. Often they want to sell you a new vehicle but are not willing to meet you halfway in providing a reasonable price for your car, truck or van. In this environment, when vehicles of any description are challenging to […]

November 9, 2022 | No Comments on Female Brokers Have Dropped to a Record Low & It’s Hurting the Market

It was a privilege to speak with Mark Bouris on the challenges female commercial brokers still face today, not only around career opportunities and salary gaps but also the lack of transparency for our younger generation to see this industry as a career path. Current research denotes that more women are leaving the finance sector […]

August 19, 2022 | No Comments on WCFF Supports Women in Finance – Events attract hundreds of people

A series of Women’s Commercial Finance Forum events have mobilised people from across the industry to increase the visibility of women and provide support within the growing sector.  With a membership of more than 870, the WCFF is a community of finance brokers that connects women and peers from across the commercial finance landscape.  WCFF series boosts […]

August 19, 2022 | No Comments on Women In Commercial Finance Forum Summit

August 4, 2022,  I had the privilege of being the MC at the Women’s Commercial Finance Forum (WCFF) in Melbourne. This was a great event pack with so many passionate and intelligent individuals across the industry, networking and advocating for women in commercial finance. The energy levels at this event were like none I have […]

June 24, 2022 | No Comments on FY23 Ready – Financial Solutions for SMEs

We are knocking on the door of a New Financial Year.  The pressures of COVID lockdowns appear to be fading across our great country; however, we are now presented with new challenges.  The end of FY22 and the beginning of FY23 brings rising interest rates and inflation, supply change disruptions, increases in fuel and transport […]

January 10, 2022 | No Comments on Supporting the Younger Generation

Welcome to 2022. Over my short break, I reflected on 2021 and one of the highlights that made my soul sing. In the final month of 2021, I had the wonderful opportunity to help a young tradesman fulfil his dream of purchasing his first property. I was referred to him by an existing client who […]

April 8, 2021 | No Comments on Free Two Hour Consulting Session

Pfitz Financial & Business Solutions (PFBS) are offering free two hour consulting sessions for SME’s wanting to review their current & future Working Capital requirements, Short Term Funding needs, Asset Finance and Trade Finance options. With the ATO clamping down on tax debts, now is a great time to reassess and plan your business’s financial arrangements. Unlock remarkable opportunities with remarkable solutions. Let PFBS, […]

March 9, 2021 | No Comments on Sonja Pfitz – Acknowledged on International Women’s Day

Sonja Pfitz was truly humbled to be acknowledged on International Women’s Day. “To be amongst these amazing women and countless others throughout the world today, is a great honour.” https://www.linkedin.com/posts/sonja-pfitz-62820b72_celebrating-international-womens-day-activity-6774537845857234944-2_w_

March 9, 2021 | No Comments on Asset Finance Boosting Business Productivity & Cashflow

Whatever industry sector you operate in, your business will always face the need to buy more and more equipment as it grows. Whether it’s a new vehicle, machinery or IT equipment, purchasing new fixed assets can be a major drain on your business cashflow. For most businesses, a smarter option is to use an Asset […]

February 22, 2021 | No Comments on Building with Bricks, Not Sticks

One of the biggest causes of business failure is poor liquidity – failing to manage cashflow properly. That’s why smart businesses always take a proactive approach to cashflow management. The pace of business is also getting faster. Trading conditions continue to be challenging. So, many companies are abandoning traditional loans (which come with strict lending […]

February 8, 2021 | No Comments on Trade Finance – the New Finance Trend

Trade Finance is a business finance strategy, where a lender pays your suppliers – providing your business with more time, flexibility and cashflow benefits. Traditionally, it was a solution only offered by the major banks. Products tended to come with strict bank covenants and restrictions. Now, however, there is a growing range of lenders in […]

January 20, 2021 | No Comments on The Right Working Capital Strategy

Could a New Working Capital Strategy Help Your Business Thrive in 2022? Ready for Opportunity: Why Your Business Needs the Right Working Capital Strategy Last year was a year like no other. The Covid-19 pandemic hit businesses hard and in many different ways. Some sectors shut down overnight. Others had their busiest ever year. Governments […]

December 22, 2020 | No Comments on Top 5 Recommendations SME’s Should Consider to Better Manage their Cashflow

As 2021 drew to a close, Australians are quietly thankful we are out of lock down, businesses are operational again, and the economy is officially out of recession. So what should you be considering in 2022 is one of the top priorities for your business?  Cashflow!! Below are 5 strategies to help better manage cashflow […]

September 13, 2020 | No Comments on Cashflow for Businesses

As we move through these difficult times we must try and support one another personally and in business. Cash flow is the life of any business, now more than ever. Cash is KING, but when it isn’t it poses significant issues for even a healthy business. It is often said that cash flow is the […]

April 8, 2020 | No Comments on Through Challenges Come Opportunities

As we adapt to changing the way we live and operate our businesses in these challenging times, there can be a silver lining. In the past, many business owners have thought the only way to run a business was to have their staff where they could watch and measure their productiveness, effectiveness, company values, and […]

January 26, 2020 | No Comments on Working Capital Solutions Helping SME’s Face The Five Common Challenge’s in Business

All small businesses face the same five challenges (below) – and each could be solved by enhanced cash flow management through invoice and trade finance: Staffing Leadership and management skills Sales Training Change management Each of these can be achieved through the use of improved cash flow management via invoice and trade finance. Here’s how. […]