Finance Solutions

Short-Term Loans

Sometimes, you just need fast access to a short, sharp loan which helps you get rid of a problem quickly.

Perhaps a tax debt is blocking you from obtaining other types of finance, such as that needed to buy new assets.

Short-term loans are typically $50–$500K and have a duration of between 6–18 months.

Cashflow consistently remains the biggest challenge for growing small-to-medium sized businesses. This is often driven by a timing mismatch between cash inflows and outflows, which puts a strain on a business’s working capital and ultimately its ability to take advantage of growth opportunities.

Short-term business cashflow lending enables a business to access the capital it needs to realise growth opportunities, such as:

  • Winning new contracts
  • Purchasing stock or bringing on new product lines
  • Paying ATO Liabilities
  • Investing in marketing activities
  • Renovating or moving into a new premise
  • Paying off creditors or existing debts.

Non-bank business short term cashflow lenders have been built specifically to support small-to-medium sized businesses with their working capital needs. These lenders use technology and a variety of data sources to understand a business’s performance and cashflow, rather than relying on a director’s personal assets as security. This has several benefits, including:

  • Fast applications & approvals: Apply online in as little as 10 minutes and receive funds in as little as one business day
  • Unsecured loans: There is no need for security over your personal assets when you borrow from a business cashflow lender
  • Better rates for better businesses: business cashflow lenders typically price according to risk, so stronger businesses receive better interest rates
  • Quick & easy re-borrowing: Once a business establishes a track record, you can apply for new loans in just a few clicks
  • Good, old-fashioned service: Business cashflow lenders are typically much smaller than banks and have relationship managers who are available to provide quality customer support.

Free Initial Consultation

Contact Us

in the strictest confidence

    Please fill out and submit the form and we will contact you within 8 business hours.

    (03) 9444 0042 | 0423 657 367
    sonja@pfbs.com.au
    PO BOX 262, ELTHAM, VIC 3095